Royal Digital security shield with padlock and gold circuit lines, representing the RCoins ecosystem’s commitment to institutional-grade protection, blockchain integrity, and secure digital asset infrastructure.

The Licensed Backbone Behind Royal Stablecoins - RIB Digital

Every Royal Stablecoin is born on RIB Digital, the licensed and regulated digital division of the Royal Investment Bank Group (RIB GROUP). As the official issuer with whitepapers, RIB.Digital mints, audits, and publishes real-time proof-of-reserve for RUSD, RXAU, and REUR, ensuring each token is over-collateralised and fully transparent. 

This structure guarantees trust, compliance, and stability for global markets.

From the Holding to Your Wallet
How R-Coins Are Born

RIB Digital is a licensed and regulated digital platform, a dedicated division of RIB (Royal Investment Bank) within the RIB GROUP. RIB Digital sits at the core of the Royal Stablecoin ecosystem, ensuring each token is issued under strict compliance and backed by real assets.

Royal Investment Bank icon symbolizing licensed and regulated financial institution managing client assets.

RIB - Royal Investment Bank

Licensed & regulated financial institution managing client assets, operating as part of a multi-family wealth management office.

Buying digital 
assets

Royal Digital assets and collateral icon representing USD, EUR and gold reserves held with regulated depositary banks.Royal Digital assets and collateral icon representing USD, EUR and gold reserves held with regulated depositary banks.Royal Digital assets and collateral icon representing USD, EUR and gold reserves held with regulated depositary banks.

Assets / Collateral

Real assets (USD, EUR, gold) securely held with depositary banks.

Royal Digital assets and collateral icon representing USD, EUR and gold reserves held with regulated depositary banks.Royal Digital assets and collateral icon representing USD, EUR and gold reserves held with regulated depositary banks.Royal Digital assets and collateral icon representing USD, EUR and gold reserves held with regulated depositary banks.

Assets / Collateral

Real assets (USD, EUR, gold) securely held with depositary banks.

Proof of Reserves

Proof of Reserves

RIB Digital icon representing the issuance, minting and auditing of stablecoins with real-time proof-of-reserve.Icone of the shiel and lock shows RIB.Digitalas secured system

RIB Digital

Licensed and regulated digital platform, a dedicated division of RIB within the RIB GROUP. 
Responsible for the issuance of R-Coins, minting and auditing of stablecoins, and maintaining a real-time proof-of-reserve.

Issuing RCoins

Market maker and OTC trading icon symbolizing liquidity creation, digital asset purchases and stablecoin trading pairs.

Market Maker & OTC

Liquidity is supplied either through the standard purchase of digital assets or by increasing proof-of-reserve via approved market makers on established networks such as Tether and Circle and creation of new, freshly-issued USDT or other supported stablecoins, ensuring depth and stability for trading pairs involving R-Coins.

On-chain liquidity pool icon showing instant swaps, settlement capacity and automated blockchain liquidity.

On-Chain Liquidity Pool

On-chain liquidity pools on public blockchains guarantee immediate trading capacity and conversion certainty, enabling instant swaps and settlements without reliance on traditional banking hours.

Creating liquidity pool

Royal Stablecoins icon representing asset-backed digital currencies RUSD, REUR and RXAU. Royal Stablecoins icon representing asset-backed digital currencies RUSD, REUR and RXAU. Royal Stablecoins icon representing asset-backed digital currencies RUSD, REUR and RXAU.

Royal Stablecoins

Asset-backed digital currencies: 
RUSD (USD-backed), 
REUR (EUR-backed), 
RXAU (gold-backed).

Providing Liquidity

Listing RCoins

R-Bridge Ecosystem

Digital Roydex Network icon with circular arrows representing partnered exchanges enabling on-chain transfers and tokenised asset trading within the Royal Digital ecosystem.

Digital Roydex Network & Partners

Digital Roydex Network unifies licensed exchanges and cooperating entities under one umbrella, forming a coordinated network for on-chain transfers and tokenised asset trading.

Royal Market Platform icon illustrating a global OTC, custodian and market maker network operating inside the R-Bridge settlement ecosystem.

Royal Market Platform OTC & Market Makers

Network of market makers, custodians and special Royal OTC system – fully automated trading platform, everything integrated into the R-Bridge settlement network.

Explore Royal Stablecoins Ecosystem

RIB Digital Issuer Platform icon representing the regulated issuance, minting and auditing of Royal stablecoins with real-time proof-of-reserve.

RIB Digital​ 
Issuer Platform

Explore more
Royal Investment Bank icon symbolising a licensed financial institution managing client assets within the Royal Digital ecosystem.

RIB - Royal 
Investment Bank

Learn more
Proof of Reserves icon illustrating transparent verification of asset-backed stablecoins through audited, real-time reserve validation.

Proof of 
Reserves

Check online
R-Bridge ecosystem icon representing the automated settlement network that connects digital exchanges, OTC platforms, stablecoin infrastructure and traditional fiat banking systems within the RCCG ecosystem.

R-Bridge 
ecosystem

Read more

Proof of Reserves Mechanism

OFF CHAIN

ON CHAIN

Asset / Collateral Vault

Network

Proof of Reserve Contract

Verify EURO Reserves Online

Proof of Reserves contracts are automatically updated when reserves increase or decrease.

More information about this system can be found on the Chainlink website here.

Key Roles & Responsibilities

Licensing & Regulation 

1

Operates under strict financial regulations, holding all required licenses to issue asset-backed stablecoins.

Royal Digital network node icon connected by a linear circuit line, representing the Royal ecosystem's blockchain connectivity, infrastructure, and secure data flow. Royal Digital network node icon connected by a linear circuit line, representing the Royal ecosystem's blockchain connectivity, infrastructure, and secure data flow.

Minting & Burning

2

Creates and redeems stablecoins only against verified reserves, ensuring controlled supply.

Royal Digital network node icon connected by a linear circuit line, representing the Royal ecosystem's blockchain connectivity, infrastructure, and secure data flow.

Proof-of-Reserve

3

Publishes real-time proof-of-reserve, showing that each coin is over-collateralised with real-world assets.