The Licensed Backbone Behind Royal Stablecoins - RIB Digital

Every Royal Stablecoin is born on RIB Digital, the licensed and regulated digital division of the Royal Investment Bank Group (RIB GROUP). As the official issuer with whitepapers, RIB.Digital mints, audits, and publishes real-time proof-of-reserve for RUSD, RXAU, and REUR, ensuring each token is over-collateralised and fully transparent. 

This structure guarantees trust, compliance, and stability for global markets.

From the Holding to Your Wallet
How RCoins Are Born

RIB Digital is a licensed and regulated digital platform, a dedicated division of RIB (Royal Investment Bank) within the RIB GROUP. RIB Digital sits at the core of the Royal Stablecoin ecosystem, ensuring each token is issued under strict compliance and backed by real assets.

RIB - Royal Investment Bank

Licensed & regulated financial institution managing client assets, operating as part of a multi-family wealth management office.

Buying digital 
assets

Assets / Collateral

Real assets (USD, EUR, gold) securely held with depositary banks.

Assets / Collateral

Real assets (USD, EUR, gold) securely held with depositary banks.

Proof of Reserves

Proof of Reserves

RIB Digital

Licensed and regulated digital platform, a dedicated division of RIB within the RIB GROUP. 
Responsible for the issuance of R-Coins, minting and auditing of stablecoins, and maintaining a real-time proof-of-reserve.

Issuing RCoins

Market Maker & OTC

Liquidity is supplied either through the standard purchase of digital assets or by increasing proof-of-reserve via approved market makers on established networks such as Tether and Circle and creation of new, freshly-issued USDT or other supported stablecoins, ensuring depth and stability for trading pairs involving R-Coins.

On-Chain Liquidity Pool

On-chain liquidity pools on public blockchains guarantee immediate trading capacity and conversion certainty, enabling instant swaps and settlements without reliance on traditional banking hours.

Creating liquidity pool

Royal Stablecoins

Asset-backed digital currencies: 
RUSD (USD-backed), 
REUR (EUR-backed), 
RXAU (gold-backed).

Providing Liquidity

Listing RCoins

R-Bridge Ecosystem

Digital Exchange
Roydex & Partners

Royal Digital Exchange – a licensed exchange for on-chain transfers and tokenised assets.

Royal Market Platform
OTC & Market Makers

Network of market makers, custodians and special Royal OTC system – fully automated trading platform, everything integrated into the R-Bridge settlement network.

Explore Royal Stablecoins Ecosystem

RIB Digital​ 
Issuer Platform

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RIB - Royal 
Investment Bank

Learn more

Proof of 
Reserves

Check online

R-Bridge 
ecosystem

Read more

Proof of Reserves Mechanism

OFF CHAIN

ON CHAIN

Asset / Collateral Vault

Network

Proof of Reserve Contract

Verify EURO Reserves Online

Proof of Reserves contracts are automatically updated when reserves increase or decrease.

More information about this system can be found on the Chainlink website here.

Key Roles & Responsibilities

Licensing & Regulation 

1

Operates under strict financial regulations, holding all required licenses to issue asset-backed stablecoins.

Minting & Burning

2

Creates and redeems stablecoins only against verified reserves, ensuring controlled supply.

Proof-of-Reserve

3

Publishes real-time proof-of-reserve, showing that each coin is over-collateralised with real-world assets.